Northwind Traders
Wholesale distribution · May 2026
- Revenue
- $1,432K
- ↑ 11.7% vs last year
- Gross margin
- 33.7%
- ↑ 1.1 pts
- Debtor days
- 58
- from 64
Revenue, twelve months
Receivables ageing
- 62% Current
- 21% 30–60 days
- 17% 60+ days
Monthly MIS and management accounts from your trial balance: a checked Excel workbook, a dashboard you build by chatting, and commentary in which the AI never writes a figure. Next month it runs again without being re-taught.
Welcome offer
Start with 1,500 free credits, enough to set up your first company at its standard price. No card needed.
One welcome grant per person or business, not for throwaway email addresses, valid for 90 days. After that you buy credits in packs, valid for 12 months, and each company you keep has a monthly memory fee. Offer terms

Reads the trial balance your accounting software already exports. No connector, no template.
Why it is different
Ask in plain words and the board answers with your own numbers, each one open to the ledgers behind it. The model writes the sentences; the engine fills in every figure.
Chat with the MIS
Questions are answered from your own figures, and a change to the board is applied as it is answered, with Undo. Every figure in an answer opens to its working.
See how
Lineage
Every number says how it is worked out and which ledgers it came from.

Month two
The first month teaches the mapping. After that, a refresh on unchanged ledgers makes no AI calls at all.
Your files
Each company's files are sealed under its own key, every opening is on a record you see, and deleting the company destroys the key.
See howWhere to act
Suggestions to consider, each marked now, this quarter or watch. Never tax, legal or audit advice.

Your conventions
Each company keeps its own currency, its own way of writing large numbers and a financial year that starts when its year does.
The screens are the product on an invented company. Every name and figure in them is made up.
The whole thing, in forty seconds
From file to board
The first month teaches the mapping. Every month after that, a refresh on unchanged structure needs no review at all.
Trial balances, ledgers and registers exactly as your accounting system gives them to you, in any format. Columns are read by their headers, so nothing needs rearranging. Files are encrypted when they arrive and kept until you delete them.
Ledgers are matched to a standard reporting schema, by rules first and AI for the rest. Nothing waits on you, and every later month reuses the mapping without a single AI call.
A checked Excel workbook, a dashboard and commentary that says what moved and why. Every figure opens to the ledger behind it, so the reasoning can be checked rather than trusted.
Sample dashboards
Each board is built from raw data and changed by chatting with it. These companies are invented, and so is every figure on them.
Wholesale distribution · May 2026
Revenue, twelve months
Receivables ageing
Manufacturing · June 2026
EBITDA margin, twelve months
Inventory days, six months
Architecture practice · April 2026
Fee income, twelve months
Income by sector
Healthcare, four sites · May 2026
Revenue, twelve months
Operating cost, six months
Logistics · March 2026
Gross margin, twelve months
Cost of sales
Food processing · June 2026
Revenue, twelve months
Net profit, six months
Accounting firm · May 2026
Billings, twelve months
Billings by service
Hospitality · April 2026
Revenue, twelve months
Payroll, six months
Subscription software · June 2026
Recurring revenue, twelve months
Operating spend
Garment exports · May 2026
Export sales, twelve months
Debtor days, six months
Before you upload
And if you are still deciding what a monthly report should hold, the guides are written to be useful with or without the product.
It turns your raw accounting data — a trial balance, and optionally ledgers and registers — into a monthly management report: a validated Excel workbook with live formulas, a dashboard and written commentary, where every figure traces back to the ledger it came from. India calls this an MIS report and the UK calls it management accounts.
An AI assistant writes the figures the way it writes words, and is as sure of a wrong total as a right one. Here a deterministic engine computes every figure from your trial balance and checks that it ties before anything is delivered; the AI only reads layouts, places ledgers and writes around figures the engine fills in. Your company is remembered from month to month, every number opens the ledgers behind it, and the AI never sees a whole file.
Both. The workbook and dashboard carry the figures, and the commentary turns raw data into actionable insights: which movements are material, what drove them, and where debtors, stock or margin need attention this month. Every figure in a sentence is computed by the engine and traces to its ledger, so the reasoning can be checked rather than trusted.
Yes, so there is nothing to install and nothing to wait for on your computer. Files are encrypted when they arrive under a key unique to that company, used only for the runs you pay for, and kept until you delete them. No member of our staff has a way to open one, and every time a file is opened it is recorded where you can see it. The AI model receives only redacted samples and ledger names, never a whole file.
New accounts start with 1,500 free credits, enough to set up one company on your own books at its standard price: one grant per person or business, not for throwaway email addresses. There is no card to enter and nothing to cancel: the credits are added at your first sign-in, or a later one, and are valid for 90 days, and every action shows its price before you press it. After that you buy credits in packs, valid for 12 months, and each company you keep has a monthly memory fee.
You buy credits in packs and each action has a standard price in credits, listed in your wallet; a job that needs more than that shows you a quote first. A monthly refresh on unchanged ledger structure is much cheaper than the first setup, because it reuses the mapping and makes no AI calls at all.
Any of them. There is no connector and nothing to install. You take a trial balance out of your accounting system as you would anyway — Tally, Xero, QuickBooks, Sage, Zoho Books or anything else that gives you Excel, CSV or PDF — and upload the raw file. Columns are read by their headers, never by position.
No. One account is one login, with a single active session — a new sign-in ends the previous one. There are no team members, roles or invitations. To show someone a board, you can send a read-only link to a copy of it, frozen when the link is made; it expires, you can withdraw it at any time, and it opens no chat, file or workbook.
Your first 1,500 credits are on us, enough to set up one company on your own books at its standard price. One grant per person or business, valid for 90 days; after that you buy credits when you need them, valid for 12 months, and each company you keep has a monthly memory fee.
Prepaid credits, no subscription.